![]() ![]() If you believe the damages will be small regardless, you might feel there isn’t much damage or that you don’t need the insurance company to cover them. However, you should always report such accidents to your insurance provider, even if you think they are minor. ![]() If there are no serious injuries or property damage, the law may not require you to call the police or submit an official accident report. Louis?įirst, even if it’s simply a minor collision, you should still report it. Do I Have to File a Report for a Minor Fender Bender in St. This line of thinking should be avoided as it can cause the driver trouble in the future. Drivers who are aware of their own fault, whether partial or total, should be especially concerned about this. Some motorists believe they may avoid increased insurance costs by not reporting a car collision. However, filing a police report following a car accident is generally as simple as calling 911 and waiting for the responding officer to arrive. In situations where there have been injuries or property damages, this is essential. If you have been involved in a car accident and a police officer does not show up at the scene after calling 911, you should report the collision by going to the closest police station or judicial office. Not sure if you need to report your car accident? Get a consultation by contacting Goldblatt + Singer, the St. You might need to provide evidence for the delay in reporting the accident, such as a doctor’s note attesting to the fact that you were physically unable to do so if you do not meet this 30-day deadline. It is typically advised that you file an accident report as soon as possible, but you will have 30 days to do so. This is crucial because if the uninsured driver is determined to be at fault and charged with negligence, he will also be held accountable for driving without insurance. The Missouri Department of Revenue requires you to report an accident to them if it occurred in Missouri, if it did so within the previous 12 months, and if any of the parties involved were uninsured. When hitting a parked or unattended vehicle and the owner is not present.An accident that involves an uninsured driver, whether it is on a highway, street, parking lot, etc.An accident that has caused more than $500 worth of property damage, a fatality, or injuries.However, you can be certain a car accident must be reported in the following circumstances: The first thing to understand is that most auto accidents in Missouri must be reported to the police by law. If you are involved in a car accident in Missouri and are unsure whether you need to report the collision, the following tips should help. What Should I Know About Reporting a Car Accident in Missouri?
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